For property and exposure teams

Read the public property facts behind every insured location

Match an address or coordinate to its parcel, then retrieve assessor-published construction detail, parcel geometry, building footprints, and FEMA zone designations without filling missing fields with estimates.

Overhead view of residential properties and rooftops
PropertyLayer customers

Match each location to the public property record

Resolve an address or coordinate to the county parcel, then read the construction, land, footprint, and flood-zone fields that the public record actually carries.

Commercial and personal-lines insurers, inspection platforms, exposure-management teams, and insurance-data products.

Location input
A quote, policy, inspection, claim, or portfolio address, coordinate, or parcel identifier.
Property context
Year built, building area, stories, roof, frame, foundation, parcel geometry, footprints, and FEMA zone fields where published.
Exposure handoff
A sourced public record for property matching, inspection preparation, exposure aggregation, and policy review.

Where public property data fits in insurance work

Use assessor and geospatial fields as sourced property context, with missing values left missing.

Book-of-business enrichment

Match policy locations to parcel IDs and add county-published structure, land, ownership, and location fields.

Construction attribute review

Compare roof cover, frame, foundation, year built, area, stories, and other assessor fields before inspection follow-up.

Geospatial exposure analysis

Use parcel and building-footprint geometry with FEMA zone designations for accumulation and location analysis.

Inspection preparation

Give inspection teams the public construction record and field availability before they visit or review the property.

Use public property facts without turning gaps into estimates

PropertyLayer returns public records and geometry. Loss probability, replacement-cost models, inspections, and eligibility decisions remain separate insurance work.

Working question
What roof, frame, and foundation does the assessor report?
Sample result
Concrete tile roof · concrete block frame · slab foundation
Use in the workflow
Compare the assessor construction record.
Working question
What year built, area, and story count does the county publish?
Sample result
Built 1977 · 3,535 sq ft · 1 story
Use in the workflow
Add basic building dimensions and age.
Working question
What footprint geometry is available?
Sample result
1 mapped building footprint
Use in the workflow
Attach available footprint geometry.
Working question
Which FEMA zone intersects the parcel?
Sample result
Zone X · unshaded
Use in the workflow
Add the published FEMA designation.

Choose access by where the property match happens

Use live requests in quote, inspection, and review tools. Keep bulk files for portfolio enrichment, concentration analysis, and recurring exposure refreshes.

APIBest for live property matching

Retrieve the public record during the workflow

Use the API during property matching, quote intake, inspection preparation, or policy review when the workflow needs the latest public record.

Start an API trial
Bulk Data

Enrich and refresh a complete book of business

Use bulk files to enrich a book of business, aggregate property concentrations, refresh exposure databases, or benchmark field availability by county.

Browse available data

Need a custom geography, delivery schedule, license, or API volume?

Contact sales